In this episode of the Perspective Prog. Based on 'Digital Lending Rules of RBI'. Reserve Bank of India has issued detailed guidelines for digital lending according to which digital loans must be credited directly to the bank accounts of borrowers and not through any third party. RBI also said that digital lending entities and not the borrowers should pay fees or charges payable to Lending Service Providers in the credit intermediation process. While issuing these guidelines RBI mentioned concerns primarily related to unbridled engagement of third parties, mis-selling, breach of data privacy, unfair business conduct, charging of exorbitant interest rates, and unethical recovery practices.

Guests:'
1. A. K. Bhattacharya, Editorial Director, Business Standard
2. Ashok Kumar Jha, Former Secretary, Ministry of Finance, GoI
3. Pankaj Mathpal, Founder & CEO, Optima Money Managers

Anchor: Vishal Dahiya
Producer: Sagheer Ahmad

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